For educational purposes only. This comparison is compiled from public pricing information checked on 13 Oct 2026, not hands-on benchmark testing. Prices and billing rules change — confirm on each official page.
Key takeaways
- Copilot Pro: $10/month; Pro+: $39/month; Business: $19/user; Enterprise: $39/user.
- Cursor Pro: $20/month; Teams: $40/user/month.
- Copilot keeps your current editor; Cursor asks you to switch to its editor.
- Since 1 June 2026, Copilot plans include a monthly pool of AI Credits equal to the plan price.
Side by side
| GitHub Copilot | Cursor | |
|---|---|---|
| What it is | Extension for many editors | Standalone AI editor (VS Code-based) |
| Free plan | Yes, limited | Yes (Hobby), limited |
| Individual | Pro $10/month; Pro+ $39/month | Pro $20/month |
| Team | Business $19/user; Enterprise $39/user | Teams $40/user |
| Billing model | Monthly AI Credits, then usage-based | Flat plan with included usage |
| Best fit | Teams on GitHub, mixed editors | Multi-file, agent-heavy editing |
Which should you pick?
- You love your current editor or use several: Copilot.
- You want AI built into every part of the editor: Cursor.
- Your company runs on GitHub with strict governance: Copilot Business or Enterprise.
- Budget certainty matters: check how much agent work you do — Copilot's credits can run out.
Both have free tiers, so trying each for a week on your own project is the most reliable test.
FAQ
Is Copilot cheaper than Cursor?
The entry plan is: $10 vs $20 per month. Heavy agent use on Copilot may add usage charges.
Does Cursor work with VS Code extensions?
Cursor is built on VS Code and can import extensions and settings.